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Rates

Vehicles

New Vehicles: Under 7,500 Miles - up to 72 months---  Term  Rate
2008-2009 ( Auto Loan Calculator )  Up to 60 months  5.50% APR
2008-2009 ( Auto Loan Calculator )  Up to 72 months  5.75% APR
     
 Used Vehicles: (Redbook Value)    
2007-2002( Auto Loan Calculator )  Up to 60 months 6.00% APR


Miscellaneous Loans

TYPE RATE TERM
Partial Secured: Vehicle/Signature  15.00% APR  Up to 48 months
Share Pledge: ( Calculator )

4.00% APR over the rate paid for the
amount borrowed against the shares.

Signature: ( Calculator ) As low as 12.00% Up to 48 months
Line of Credit: ( Calculator )
(In conjunction with the Share Draft program)
15.00% APR Up to $2500.00
Visa Classic Credit Card: ( Credit Card Payoff Calculator ) 14.50% APR

Up to $5,000

Visa Gold Credit Card: ( Credit Card Payoff Calculator ) 10.50% APR

$5,001 up to $10,000

New/Used Watercraft: ( Calculator ) 6.75% APR Up to 84 months
8.25% APR Up to 120 months
5th Wheel Campers: New ( Calculator ) 7.00% APR Up to 60 months
5th Wheel Campers: Used ( Calculator ) 8.50% APR Up to 84 months
Home Improvement: ( Calculator )
8.50% APR Up to 60 months

* Rates subject to change without notice.

Deposit Rates
As of April 6, 2009

SAVINGS TYPES

MINIMUM DEPOSIT
REQUIRED TO EARN

CURRENT % RATES

ANNUAL % YIELDS 

Share Savings (balances up to $30,000)

$500 0.25% 0.25% 

Share Savings (balances over $30,000)

$30,001 0.50% 0.50%
Christmas Club $1

0.60%

0.60% 

Special Premium Accounts (daily balance of $2500)

$2500 0.70%  0.70%

Special Premium Accounts (daily balance of $30,000 or more)

$30,000 0.95% 0.95% 
       
Regular IRA (balances up to $30,000) $50.00  1.30% 1.31%
Regular IRA (balances over $30,000) $30,001 1.45%  1.46% 
       

Term IRAs

      
One Year $500  1.50% 1.51%  
Two Year  $500   2.00% 2.01%  
Three Year $500   2.25%  2.27% 
Four Year  $500   2.50%  2.52% 
Five Year  $500   2.95%  2.98% 
       
Certificates      
1 Year $500  1.50%  1.51% 
2 Year  $500  2.00%  2.01% 
3 Year $500  2.25%  2.27% 
4 Year  $500  2.50%  2.52%
5 Year  $500 2.95%  2.98% 
        
Money Market  $1  1.25%  1.26% 
Mini Market $1  0.99% 0.99%

* Rates subject to change without notice.