|
|
Rates
*"Rates as Low As" 4.00% *APR (Annual Percentage Rate), with approved credit. Rates and terms are subject to change without notice. Craftsman Credit Union membership is required.
Vehicles
| New Vehicles: Under 7,500 Miles - up to 72 months--- |
Term |
Rate |
| 2012-2013 ( Auto Loan Calculator ) |
Up to 60 months |
**"Rates as Low As" 4.00% *APR |
| 2012-2013 ( Auto Loan Calculator ) |
Up to 72 months |
**"Rates as Low As" 5.50% *APR |
| |
|
|
| Used Vehicles: (Redbook Value) |
|
|
| 2006-2012( Auto Loan Calculator ) |
Up to 60 months** |
**"Rates as Low As" 6.50% *APR |
*APR is defined as Annual Percentage Rate. Rates subject to change without notice.
**Rates are based on credit history.
Miscellaneous Loans
| TYPE |
RATE |
TERM |
| Partial Secured: Vehicle/Signature |
17.00% *APR |
Up to 48 months |
| Share Pledge: ( Calculator ) |
4.00% *APR over the rate paid for the
amount borrowed against the shares.
|
| Signature: ( Calculator ) |
**"Rates as Low As" 14.00% *APR |
Up to 48 months |
Line of Credit: ( Calculator )
(In conjunction with the Share Draft program) |
15.00% *APR |
Up to $2500.00 |
| Visa Classic Credit Card: ( Credit Card Payoff Calculator ) |
15.50% *APR |
Up to $5,000
|
| Visa Gold Credit Card: ( Credit Card Payoff Calculator ) |
12.50% *APR |
$5,001 up to $10,000
|
| New/Used Watercraft: ( Calculator ) |
7.00% *APR |
Up to 84 months |
| 8.50% *APR |
Up to 120 months |
| 5th Wheel Campers: New ( Calculator ) |
7.00% *APR |
Up to 60 months |
| 5th Wheel Campers: Used ( Calculator ) |
8.50% *APR |
Up to 84 months |
Home Improvement: ( Calculator )
|
13.00% *APR |
Up to 60 months |
* APR is defined as Annual Percentage Rate. Rates subject to change without notice.
Deposit Rates
As of January 2013
| SAVINGS TYPES |
MINIMUM DEPOSIT
REQUIRED TO EARN
|
CURRENT % RATES
|
ANNUAL % YIELDS |
|
Share Savings
|
$500 |
0.05% |
0.05% |
| |
|
|
|
| Christmas Club |
$1 |
0.05%
|
0.05%
|
|
Special Premium Accounts (daily balance of $2500)
|
$2500 |
0.65% |
0.65% |
|
Special Premium Accounts (daily balance of $30,000 or more)
|
$30,000 |
0.10% |
0.10% |
| |
|
|
|
| Regular IRA (balances up to $30,000) |
$50.00 |
0.10% |
0.10% |
| Regular IRA (balances over $30,000) |
$30,001 |
0.20% |
0.20% |
| |
|
|
|
|
Term IRAs
|
|
|
|
| One Year |
$500 |
0.15% |
0.15% |
| Two Year |
$500 |
0.15% |
0.15% |
| Three Year |
$500 |
0.55% |
0.55% |
| Four Year |
$500 |
0.85% |
0.86% |
| Five Year |
$500 |
1.10% |
1.11% |
| |
|
|
|
| Certificates |
|
|
|
| 1 Year |
$500 |
0.15% |
0.15% |
| 2 Year |
$500 |
0.15% |
0.15% |
| 3 Year |
$500 |
0.55% |
0.55% |
| 4 Year |
$500 |
0.85% |
0.86% |
| 5 Year |
$500 |
1.10% |
1.11% |
| |
|
|
|
|
